2026 Rules Active
2026 Validated
Network Hospital with GP Nomination Requirement
Actuarial Objective
Lower premium vs Standard by using network hospital and nominating 2 GPs per beneficiary
Running Actuarial Simulation...
More Plan Options
Save R-503 pm
Bestmed
Pace1
Strategy: Senior Accepting Joint Exclusion for Lower Premium
Upgrade for +R359 pm
Medihelp
MedPrime
Strategy: Savings Rollover + Interest Maximiser
Key Terms for this Strategy
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries (like hip/knee replacements) that are not emergencies.
People Also Ask
Do I have to use a specific GP?
Yes, on Standard Select you must nominate 2 GPs on the Bonitas network for each beneficiary. Non-nominated network GP visits are limited to 2 per year.
What happens if I use a non-network hospital?
You will face a 30% co-payment on the hospital account. You must use a hospital on the Standard Select network.
Is there a limit on my day-to-day benefits?
Yes, you have an overall day-to-day limit (e.g., R13,980 for main member) which covers GP, specialist, and medicine costs.
Are joint replacements covered?
Yes, but you must use a Designated Service Provider (DSP) to avoid a R38,560 co-payment.
What is the limit for cancer treatment?
Non-PMB cancer treatment is limited to R280,100 per family. PMB cancer is unlimited at a DSP.