2026 Rules Active
2026 Validated
Carry unused savings forward and treat savings as a planned liquidity buffer.
Actuarial Objective
Optimises for the plan feature that unused savings carry over to the next year and accumulate interest, while insured day-to-day benefits activate once savings are depleted. [file:1]
Running Actuarial Simulation...
More Plan Options
Save R-144 pm
Bestmed
Pace1
Strategy: Senior Accepting Joint Exclusion for Lower Premium
Upgrade for +R408 pm
Discovery Health Medical Scheme
Classic Priority
Strategy: Classic Priority Limited Above Threshold Benefit
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R6,984 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
What is the difference between MedPrime and MedPrime Elect?
MedPrime allows you to use ANY private hospital, whereas MedPrime Elect restricts you to a network of quality private hospitals for a 18% lower premium.
How does the savings account work?
You get a 10% savings account (R6,984 for a single member) upfront. Unused savings carry over to the next year and earn interest.