Featured 2026 Plans
Explore some of the most popular medical aid options for the upcoming year. From comprehensive cover to value-focused network plans.
Classic Saver
R4,850/pm
KeyCare Plus
R3,980/pm
Executive Plan
R11,430/pm
How much does it
really cost?
Stop guessing. We've decoded the fine print for common procedures to show you the exact co-payments across different plans.
Why Trust This Engine?
Independent, Algorithmic Analysis
We don't sell data. We simply reverse-engineer the complexity of medical aid rules to give you the upper hand.
Mathematical Precision
Rankings are based on liability matching, not marketing budgets. We calculate potential out-of-pocket costs for your specific profile.
Regulatory Compliance
Our dataset is strictly aligned with the Council for Medical Schemes (CMS) 2026 registered rules and benefit definitions.
Unbiased "Virtual Actuary"
This tool was created by Big Data Query to democratize access to actuarial advice. No hidden broker fees or preferential listings.
Actuarial Insight
- Late Joiner Penalty
- "Wait too long to join, and you could pay up to 75% more for life. It's not a fine; it's back-paying the risk pool you didn't contribute to."