2026 Rules Active
2026 Validated
Comprehensive family cover with open hospital choice.
Actuarial Objective
Optimises for families wanting broad hospital access with a material MSA component for day-to-day funding.
Running Actuarial Simulation...
More Plan Options
Save R333 pm
Sizwe Hosmed
Value Platinum Core
Strategy: Access "Core": Young DSP Hospital Starter
Upgrade for +R669 pm
Bestmed
Beat4
Strategy: Beat4 Comprehensive Single (Savings + Day-to-Day)
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R15,266 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
Why is Value Platinum recommended for Comprehensive with savings?
Split-funding "model": routine claims funded from MSA; catastrophic/PMB funded from risk, with defined co-pay events (e.g., advanced radiology).
What happens if I use a non-network hospital?
Nothing. This plan allows you to use any private hospital in South Africa without penalty.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.