2026 Rules Active
2026 Validated
Hospital-first cover for young, healthy members.
Actuarial Objective
Optimises for PMB-only hospital cover at DSP hospitals with low day-to-day expectations.
Running Actuarial Simulation...
More Plan Options
Save R429 pm
Bestmed
Pace1
Strategy: Senior Accepting Joint Exclusion for Lower Premium
Upgrade for +R251 pm
Bonitas
BonComplete
Strategy: BonComplete Single MSA Maximization
Key Terms for this Strategy
- Network Restriction
- You must use hospitals and doctors listed in the scheme's specific network. Voluntary use of non-network providers will result in a heavy co-payment.
- Medical Savings Account (MSA)
- A fund of R14,507 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
Why is Value Platinum Core recommended for Hospital plan (entry)?
Value comes from accepting DSP-only PMB coverage and avoiding voluntary non-DSP usage penalties.
What happens if I use a non-network hospital?
You will be liable for a co-payment (typically RFull Cost) unless it is a life-threatening emergency.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.