2026 Rules Active
2026 Validated
Young-family utilisation, broad hospital choice.
Actuarial Objective
Optimises for family usage patterns (GP + in/out-of-hospital needs) with access to any hospital on the non-EDO option.
Running Actuarial Simulation...
More Plan Options
Save R2732 pm
Bestmed
Rhythm1
Strategy: Rhythm1 Entry-Level Earner (<R9k)
Upgrade for +R278 pm
Medihelp
MedPrime Elect
Strategy: Elect Post-Savings Day-to-Day Network Router
Key Terms for this Strategy
- PMB (Prescribed Minimum Benefits)
- By law, this plan must cover the costs of 27 specific chronic conditions and emergency treatments, even though it is a basic Hospital Plan.
People Also Ask
Why is Gold Ascend recommended for Family comprehensive?
Value lever is family "pooling": spread fixed contributions across higher expected utilisation without converting claims into co-pay-heavy leakage.
What happens if I use a non-network hospital?
Nothing. This plan allows you to use any private hospital in South Africa without penalty.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.