You will be liable for a 30% co-payment on the hospital account, in addition to the standard R2,000 admission co-payment. Strategy reference: oid-2026.

Yes, oncology is covered up to R300,000 per beneficiary per year. Thereafter, a 20% co-payment applies to all costs. Strategy reference: oid-2026.

Yes, you will pay a R2,000 co-payment if done in a day hospital or out of hospital. If done in an acute hospital, the co-payment jumps to R7,500 (R2,000 standard + R5,500 penalty). Strategy reference: oid-2026.

You must use State facilities for your chronic script and medication to avoid co-payments. If the State cannot provide the medicine, you may use Ingwe Primary Care Network providers subject to a formulary. Strategy reference: oid-2026.

There is no overall family limit, but there is a strict sub-limit of R62,000 per beneficiary per event (max 2 events per year). You may have out-of-pocket costs if the device exceeds this. Strategy reference: oid-2026.

No, while there is no annual limit, you must pay a R3,850 co-payment per scan, regardless of whether it is done in or out of hospital. Strategy reference: oid-2026.

No, casualty visits are not covered by the risk benefit. They are subject to your available Momentum HealthSaver funds. Strategy reference: oid-2026.

The plan covers 12 antenatal visits, 2 ultrasounds (2D), and 2 paediatrician visits in the baby's first year, provided you register on the Maternity programme. Strategy reference: oid-2026.