2026 Rules Active
2026 Validated
Understand the joint replacement constraint for non-PMB cases.
Actuarial Objective
Optimises for catastrophic cover while explicitly accepting that hip/knee/shoulder replacements in non-PMB cases are limited to replacements caused by an acute injury (creating a degenerative joint risk gap). [file:1]
Running Actuarial Simulation...
More Plan Options
Save R5 pm
Fedhealth
flexiFED 3
Strategy: flexiFED 3 D2D+ Health Risk Assessment Unlocker
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Discovery Health Medical Scheme
Classic Priority
Strategy: Classic Priority Limited Above Threshold Benefit
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R6,984 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
What is the difference between MedPrime and MedPrime Elect?
MedPrime allows you to use ANY private hospital, whereas MedPrime Elect restricts you to a network of quality private hospitals for a 18% lower premium.
How does the savings account work?
You get a 10% savings account (R6,984 for a single member) upfront. Unused savings carry over to the next year and earn interest.