2026 Rules Active
2026 Validated
Prioritise PMB + CDL structure when chronic risk is non-negotiable.
Actuarial Objective
Optimises for chronic and PMB structure where the plan states cover for 271 PMB diagnoses and all CDL conditions, with PMB medicine stated as unlimited (with formulary/DSP applying on Elect). [file:1]
Running Actuarial Simulation...
More Plan Options
Save R5 pm
Fedhealth
flexiFED 3
Strategy: flexiFED 3 D2D+ Health Risk Assessment Unlocker
Upgrade for +R408 pm
Discovery Health Medical Scheme
Classic Priority
Strategy: Classic Priority Limited Above Threshold Benefit
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R6,984 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
What is the difference between MedPrime and MedPrime Elect?
MedPrime allows you to use ANY private hospital, whereas MedPrime Elect restricts you to a network of quality private hospitals for a 18% lower premium.
How does the savings account work?
You get a 10% savings account (R6,984 for a single member) upfront. Unused savings carry over to the next year and earn interest.