2026 Rules Active
2026 Validated
Unrestricted Hospital Access with Maximum Chronic Coverage
Actuarial Objective
For affluent seniors needing any-hospital access, 61 chronic conditions, refractive surgery, and biologic drugs
Running Actuarial Simulation...
More Plan Options
Save R236 pm
Fedhealth
maxima EXEC
Strategy: maxima EXEC 10% Co-Pay Threshold Acceptor
Upgrade for +R63 pm
Bestmed
Pace 4
Strategy: Executive with Maximum Risk Transfer
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R22,512 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries (like hip/knee replacements) that are not emergencies.
People Also Ask
What is the 2026 monthly cost for the Main Member on BonComprehensive?
The monthly contribution for a Main Member in 2026 is R12,509.
What is the annual limit for internal prosthesis on BonComprehensive?
The family limit for internal prosthesis is R67,640 per year.
Are there co-payments for MRI scans?
Yes, there is a R2,800 co-payment per scan event, unless it is a PMB.
Does BonComprehensive cover me in any hospital?
Yes, BonComprehensive provides access to any private hospital.
How many chronic conditions are covered?
The plan covers 61 chronic conditions (27 PMBs + 34 additional conditions).
Is there a co-payment for joint replacements?
Yes, if you do not use a Designated Service Provider (DSP), you will be liable for a R38,560 co-payment.
What is the limit for non-PMB cancer treatment?
Non-PMB cancer treatment is limited to R448,200 per family, paid at 80% if a DSP is used.
Does the plan cover emergency room visits?
Yes, you get 2 emergency consultations per family at a casualty ward paid from risk. Non-emergencies are paid from savings.
What is the maternity benefit?
You get 12 antenatal consultations, 2 2D ultrasounds, and other benefits like private ward delivery (up to 3 days).
Do I have to pay for day surgeries?
You can avoid a R5,440 co-payment by using a network day hospital for selected procedures.