2026 Rules Active
2026 Validated
R2,050 Contraceptive Benefit for Women Under 50
Actuarial Objective
For young adult women prioritizing contraceptive coverage with savings and hospital backup
Running Actuarial Simulation...
More Plan Options
Save R873 pm
Bestmed
Beat4
Strategy: Beat4 Comprehensive Single (Savings + Day-to-Day)
Upgrade for +R528 pm
Bestmed
Pace2
Strategy: Senior Funding Elective Joint Replacement
Key Terms for this Strategy
- Network Restriction
- You must use hospitals and doctors listed in the scheme's specific network. Voluntary use of non-network providers will result in a heavy co-payment.
- Medical Savings Account (MSA)
- A fund of R14,832 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries (like hip/knee replacements) that are not emergencies.
People Also Ask
Why is BonClassic recommended for Age-Optimized Contraceptive Funding?
R2,050 per family for women aged up to 50. Must use Bonitas Network Pharmacy or Pharmacy Direct DSP. 40% co-payment if non-network/non-DSP. Main member savings = R14,832.
What happens if I use a non-network hospital?
You will be liable for a co-payment (typically R5440) unless it is a life-threatening emergency.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 12 antenatal visits and 2 ultrasounds, so you don't use your savings.